Conveyance bank loan refers to a financial arrangement where a bank or financial institution provides funds to facilitate the purchase of real estate or property. The loan is typically secured by the property being purchased, serving as collateral to mitigate the lender's risk. Borrowers use conveyance bank loans to finance the acquisition of residential or commercial properties, with repayment terms, interest rates, and loan amounts determined based on factors such as creditworthiness, property value, and market conditions.

A sale and purchase agreement (SPA) is a legally binding contract between a buyer and seller outlining the terms and conditions of a property transaction. The SPA details key aspects such as the purchase price, payment terms, property description, conditions of sale, and timeline for completion. Once both parties agree to the terms and sign the SPA, it becomes a legally enforceable document, governing the rights and obligations of the buyer and seller throughout the transaction process.

Conveyance registrations refer to the formal recording of property ownership transfers and related documents with the appropriate government authority, such as the land registry or land office. The conveyance registration process involves submitting legal instruments such as deeds, titles, or transfer documents to the relevant authority for official recording and recognition. Upon registration, the new owner's rights and interests in the property are legally recognized and documented, providing security of title and facilitating future transactions, such as mortgages, sales, or inheritances.